Where To Start With Technology Investments

An investment is something you make in order to gain financial reward. It can be somewhat of a risk so it is important that you choose carefully in order to gain this sought-after outcome. A technology investment is one of the most common types of investments nowadays given the rapid growth of the sector and the money it reaps if successful.

There are many types of technology investments you can make. It is an increasingly big industry with new companies and ideas popping up everyday. There are many specialty areas in which you could make a technology investment with the right knowledge, or else you could head in a more general direction if you are not so well-versed in the technology field. In this article we’ve put together three extremely broad areas that are often deemed worthwhile places to start when planning on making a technology investment.


Software is a program that contains instructions on how computers should operate. Without software there is very little most computers can do. It is the non physical part of the computer, with the physical known as hardware. Software contains a code that prompts the hardware to operate.

Software is a good technology investment to make as it forms the basis of technology itself. New types of software can often make computers and machines operate faster or perform different functions. Software is used by everyone from consumers to businesses and there are always new types being developed and new developers entering the market. You can invest in current, hot software companies on the hope that they will release something similarly successful in the future, or you can back a new, or undervalued player whom you think is on the verge of the next big thing.


Apps are actually a type of software known as application software. They are increasingly popular especially in the age of mobile computer devices like smartphones and tablets. Apps perform select functions and require an operating system form of software to already be installed on your device. However, because they are smaller pieces software, they are easier and cheaper to make, meaning they are a particularly good technology investment if you choose the right one.

Most apps are also incredibly user-friendly and the right app can become seriously popular amongst mobile users if it proves especially useful, or fun. Certain apps have been purchased or downloaded by millions, proving themselves as a fruitful technology investment.


Cloud technology is another type of software that allows unrivaled access for its users to programs and information. It is software that is shared, normally via the internet, so it means that the actual software offering the instructions and information to the user does not need to be installed on their device. Cloud technology means you can access and share data from anywhere with an internet connection. It is increasingly popular with businesses, as it allows for remote work and therefore is an excellent technology investment. Cloud technology is still relatively new and constantly in development, so it is a good investment to begin with.

As mentioned, the above are very broad areas to look into when considering a technology investment, but they are a great place to start. Technology investments can offer financial rewards, along with the services they offer to users and the jobs they create for the economy. Technology is one of the best industries you can invest in right now.

Technology Investment – What You Need to Know to Profit by Investing in Technology

With the stock market on a crazy roller coaster this last year or so in the wake of the global financial crisis, investors are looking for sectors where they can make the most money on their investment; and, recover what money they have lost. I think a good argument can be made that technology investment will be one of the most promising sectors to be in for quite some time to come.

Whether you are referring to green technology or the HITECH legislation intent on uploading medical records into computing “clouds” or nanotechnology, most experts agree that the future is quite bright in this area.

Contrast that with non technology investment in such areas as has heavy industry or even Detroit auto manufacture and I think you’ll find that maximum profit potential lies with technology.

But how does one go about finding specific stocks or funds to invest in to take advantage of these technological breakthroughs without losing significant portions of the capital on stocks that fail to deliver or simply fall behind in their particular industry?

The most money can be made in areas that are volatile; but that volatility works both ways and can easily produce negative returns on a large scale as well. It really takes an expert to be able to sort through all the information available on companies and the advanced sciences they employ.

This need for high expertise to sort out the winners from the losers is what drives most investors to seek out a technology mutual fund or a technology newsletter with experts who have the time and competency to do all the research necessary.

There are advantages and disadvantages to investing in a mutual fund and one of the disadvantages is a fund has to invest in more stocks than what they really would like to be involved with simply because of the large volume of money that is thrown their way and the small pool of companies with potential.

Quite often a technology investment is best placed in a very small capitalization company that is too small to be capable of producing a large return for a mutual fund. An individual investor on the other hand can take a sizable position in relative terms to profit handsomely if that company delivers on what the market expects of them and rewards them with a higher share price.

This tips the scale towards the technology newsletter as the go to source for the expertise to determine what companies should be the recipient of your capital and which ones should not. One would do well to look at the credentials of the individual researcher employed by the research firm in order to determine if they will be a good source of information.

4 Tips For Getting the Most Out of Your Technology Investment

How many times have you purchased new software or hardware, and avoided the help menu or user manual? Experts reason that about 90 percent of all features included with software go unused! Much of this comes down to lack of training for individuals using the technology – they use what they know and need most, and avoid anything that would require study or practice to implement. It’s human nature to take the path of least resistance, but with a little motivation you could better benefit from the money spent on technology for your business.

Instead of letting your technology investments continue on underutilized, here are 4 tips for getting the most out of your technology dollars:

1. Put the client in the driver’s seat of communication.

You can improve the quality of customer service offered by your company through the use of simple technology. The more connected you are to your clients, the happier they are with your work. Use technology to give your clients a way to initiate discussion with you, either through blog interaction or a discussion forum. Set up instant messaging so clients can contact appropriate staff members as necessary. It’s simple technology, but will result in improved client retention, repeat customers and better communication.

2. Create a business culture of continuous improvement.

One of the most amazing aspects of technology is how quickly it is updated and improved. Just when you think you have the best of the best, new technologies and processes are created to improve productivity. Even in the sometimes mundane office environments, new ideas will enhance efficiency and productivity. Encourage staff and consultants to let the new ideas flow – continuous improvement is the key for making the most out of your technology.

3. Take advantage of training opportunities.

If the cost of sending staff to training courses is a bit much, and you’re unable to conduct monthly training seminars on your own – consider bringing in vendors and experts whenever a new version of software is released. You can also have managed service providers deliver training virtually as needed, in order to keep your staff up to date with the programs and tools used in the office.

4. Internal email newsletters with tips.

Most businesses recognize the value of sending newsletters to their clients to keep in touch and establish relationships, but what about internal newsletters among staff members? Send a weekly email to your staff with a single technology tip that explains how to do something that will improve their productivity or make their lives a little easier. Keep it fun and add a cartoon or a quick quiz to keep the staff looking forward to their weekly newsletter. Your ideas for topics can come from training and seminars you attend, or from questions staff ask the IT department. If one person doesn’t understand something, there are probably a few others who also don’t understand – but aren’t speaking up about it.

Smart Technology Investment Ideas for Retailers

Running a retail business can be challenging during tough economic times. When the economy is not booming, retail margins get squeezed tighter and it is even more important for retail store owner to run their business operations efficiently.

Investing in certain types of technology can work wonders for improving your efficiency and profitability. One often overlooked aspect of running an efficient retail operation is the Point of Sale (POS) Software you are using. Often times retailers start off their business with the least expensive POS software they can find and never end up going back to reconsider their options and find a more efficient POS software alternative.

It is often the best time to upgrade POS software during slow times, as it not only makes more sense than doing it during your busiest periods of time, but also a high quality POS software can work wonders for helping you to squeeze the most amount of profit out of your current operations by making you aware of exactly what is happening in your business.

A high quality POS software can allow you to run reports to see which items in your inventory are not selling or not generating a profit, so that you can make smarter and more informed business decisions day to day. Such a software can also help you to track individual clerk performance so that you can gauge which of your clerks are making you the most money. Another great benefit of quality POS software packages is that they can help you to minimize shrinkage (theft), both internally and externally, which can be a growing problem in tough economic times.

Upgrading your point of ale software is just one technology improvement you can do for your retail business. Another very inexpensive technology investment is upgrading to a bar code enabled inventory system which utilizes barcode labels and barcode scanners to help you more accurately track your inventory.

Health Technology Investments in India

According to the WHO, health technology refers to the application of organized knowledge and skills in the form of devices, medicines, vaccines, procedures and systems developed to solve a health problem and improve quality of lives. Advancing health technologies increases the health care costs. Health is a major financial problem and a serious issue the world over. Investment in health technology is essential for long term financial stability and to improve efficiency, support consistent delivery of quality health care and to avoid high-cost inpatient settings.

Health care investment in India

According to an ICRA industry report on Healthcare, India invested 5.1 % of its GDP on health in 2001. The health market is estimated at $30 billion and includes retail pharmaceutical, healthcare services, medical and diagnostic equipment and supplies. The private sector dominated in the health care market and this increased participation by the private sector in healthcare services is stimulating change in the Indian healthcare industry. Government of India has endorsed tariff and non-tariff measures that have further stimulated health care market development by allowing more hospitals to offer critical care services. These investments are expected to lowered health care cost for patients suffering from life threatening diseases.

Investment opportunities

The Confederation of Indian Industry’s (CII) Indian Healthcare Federation estimates that there is an investment opportunity of approximately US$25 billion over the next 8-10 years to establish health technologies and other facilities that will put the sector on the global healthcare map.


Health information technology improves the delivery of healthcare services and efficiency levels. Telemedicine improves accessibility of to health care facilities for the patient living in remote areas. Telemedicine has a great investment potentially in that is changing the lives of over 600 million people in rural India.

Mobile technology

Many people in India have access to cell phones that opens for a potential healthcare in the form of mobile health solutions. Investments in VAS (Value Added Services) related to health will be a major investment & revenue generator. Telemonitoring reduces hospital and emergency room visits. Telephonic disease management increases enrollment rates. In metropolitan cities, most people have access to Internet. Telehealth has a great investment potential and is the key to success of chronic and rural healthcare.

Laboratory & diagnostic services: imaging and pathology labs

Outsourcing of laboratory testing and diagnostic services is set to become big business in India. According to a study on the Indian healthcare industry, the US$ 864 million diagnostics and pathology laboratory testing business is growing at a CAGR of 20 per cent. As part of its cost-cutting efforts, Britain may contemplate shipping blood and urine samples from National Health Service (NHS) patients to India for clinical tests and get the test results over the Internet.

Medical devices

The biomedical devices market in India is unofficially estimated at around US$ 1.5 billion and about 80 per cent of this is met through imports. Cardiology equipment constitutes about 20 per cent of the total market, followed by imaging systems -accounting for 15 per cent. Telemedicine services can create a demand for diagnostic medical equipment such as X Ray machines, CT scanners, Doppler’s ultrasound scanners and electrocardiographs.


In conclusion investment in health technology is beneficial for both the health care provider and for the patient. Health technology has a potential to reduce health care cost the by shifting care away from higher cost inpatient settings and the benefits associated with this technology are projected to outweigh investment cost. Rising opportunities bring an increasing number of foreign investors to India.